604-996-2312

Book a Consult
Mortgage Tools

Mortgage Affordability Calculator

Estimate a comfortable home-buying budget based on your income, expenses, and down payment.

Modern home exterior

Find Your Buying Range

Use this calculator as a starting point to explore what you may be able to afford. It considers key inputs such as household income, monthly obligations, down payment, and estimated housing costs.

02

Mortgage Affordability Calculator

Illustrative maximum mortgage based on simplified 39% GDS and 44% TDS debt-service ratios.

Estimated maximum mortgage—
Mortgage + down payment—
Maximum monthly principal & interest—

Not a pre-approval. Ratios and qualifying rates vary by lender and borrower; excludes mortgage default insurance premiums, closing costs and program-specific restrictions. The qualifying rate is an input, not an automatically verified stress-test threshold.

Questions about your mortgage options?

Discuss your numbers with Gagan Dhanjle at Lifestyle Mortgage Co. in Abbotsford, BC.

Call Gagan: 604-996-2312

All calculators are educational estimates only and are not a commitment to lend, legal advice or individualized financial advice. Mortgage approval and pricing depend on lender requirements and your circumstances.

A Helpful Starting Point

Your actual mortgage options depend on lender criteria, credit, property details, and your complete financial picture.

Explore all mortgage calculators

Educational disclaimer: This calculator provides an estimate for educational purposes only and is not personalized mortgage advice. Eligibility, rates, and borrowing amounts vary by individual circumstances and lender criteria.

Personal Guidance

Ready to Talk Numbers?

Every mortgage decision is personal. Book a consultation with Gagan for guidance tailored to your goals.

Talk to Gagan